NEW QUARTER. NEW MONTH. NEW OPPORTUNITIES
July is here, bringing a fresh quarter and new ways to support your wellbeing. Explore this month's activities, resources, and challenges designed to help you build healthy habits, recharge your energy, and earn Wellbeing Tickets along the way. Get started today and make July your healthiest month yet!
Serco is a place you can count on to support your total wellbeing.
Serco Wellbeing hosts a Rise to the Challenge focused on a dimension of wellbeing. By offering wellbeing challenges and opportunities to set and achieve goals, Serco Wellbeing encourages along your journey towards total wellbeing.
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Learn more about the upcoming challenges for 2024, how you can participate, and rewards you can earn below.
UPCOMING CHALLENGE:
KICKSTART KINDNESS
Spread positivity and make a difference, one act of kindness at a time!
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UPCOMING CHALLENGE:
STRIVE FOR FIVE
Improve your health by adding more fruits and vegetables to your daily diet.
UPCOMING CHALLENGE:
STRIDE TOGETHER
Join Serco Wellbeing and the ERGs to come together, get moving, and stay active as a community.
MAY 11 - JUNE 22
STACK YOUR CASH CHALLENGE
Ready to give your savings a boost while supporting your financial wellbeing? Starting in May, the Stack Your Cash Challenge invites you to take small, consistent steps to grow your savings, reduce financial stress, and build habits that last.
💰 How it works:
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Track your weekly savings goals
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Complete fun financial activities and tips
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Earn Wellbeing Tickets and celebrate your progress
Sign up today and get ready to stack your cash toward a stronger financial future.
STACK YOUR CASH CHALLENGE: HOW TO PARTICIPATE
Getting started is simple—follow the steps below to track your savings, build consistent habits, and work toward earning rewards.
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CHOOSE YOUR
SAVINGS GOAL
Everyone’s financial goals look different, which is why you can choose from four different savings goals:
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Beginner Saver: $250 savings goal
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Advanced Saver: $500 savings goal
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Super Save: $750 savings goal
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Custom Saver: Choose your own goal
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Once your goal is set, it's time to start saving! Use the Stack Your Cash Savings Trackers to log your savings and watch your progress grow!
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LEVEL UP YOUR SAVINGS
Complete optional bonus activities to strengthen your money habits, boost your progress, and earn additional Wellbeing Tickets.
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Activities may include reading an article, watching a video or webinar, listening to a podcast, or simple action-based actions.
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EARN WELLBEING TICKETS
Earn Wellbeing Tickets that give you a chance to win a Wellbeing Reward valued at up to $500.
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Earn 1 Wellbeing Ticket each week you participate—you don’t need to meet your savings goal to earn it.
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Earn additional Wellbeing Tickets for bonus activities throughout the challenge.
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Earn 10 Wellbeing Tickets for completing each week. of the challenge.
STACK YOUR CASH CHALLENGE RESOURCES
View the Stack Your Cash Challenge resources shared throughout the challenge.
STACK YOUR CASH SAVINGS GOALS & TRACKERS
Stay on top of your progress with the Stack Your Cash Tracker, a simple tool designed to help you build savings habits week by week and stay motivated throughout the challenge.
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Choose the savings track that fits your goals:
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Beginner Saver: $250 saving goal
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Advanced Saver: $500 saving goal
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Super Saver: $750 saving goal
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Custom Saver: Choose your own goal and amounts
Use the tracker to:
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View recommended savings amounts
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Log your savings each week
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Monitor your progress over time
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Stay consistent and accountable
Download your Stack Your Cash Savings Tracker today to get started!
STACK YOUR CASH CHALLENGE Weekly Activity
WEEK 1: MAY 11 - 17
BUILDING YOUR FOUNDATION
MONEY MOVE OF THE WEEK: Savings really do add up - saving just $5 a day can grow to over $1800 per year. Imagine what those small wins could turn into over time!​ Getting started is often the most important part of any financial journey. This first week is all about laying the groundwork—creating awareness around your current habits and begin shaping a plan that works for you.
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Get a clear picture: Take a few minutes to look at your income and recent spending.
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Create direction: Think about what you’re saving for—even if it’s just a general idea.
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Choose Your Savings Goal: Pick a realistic amount that fits your current situation.
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Keep it visible: Check your progress once this week to stay connected to your goal.
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Challenge Action Items
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Start Saving by setting aside your first amount and building your stack.
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Complete the optional bonus activities to boost your progress and earn an additional 3 Wellbeing Tickets.
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Bonus Activity #1: Read the Getting a Clear View of Your Finances article.
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Bonus Activity #2: Watch the Setting Goals Video from Voya
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Bonus Activity #3: Listen to America Saves Week Podcast – Building a Strong Foundation
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Submit your Week 1 Challenge Submission Form by Wednesday, May 20 to earn Wellbeing Tickets.
WEEK 2: MAY 18 - 24
PLAN & PREP - MAKE SPACE FOR YOUR SAVINGS
MONEY MOVE OF THE WEEK: People who plan and track their spending regularly save up to 20% each month compared to those who don't.​ Small, intentional choices before you spend can make a big difference to how far your money goes. By planning ahead and pausing before purchases, you can stay more in control and keep your savings on track.
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Plan your weekly purchases in advance so you know exactly what you need before you spend.
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Check your pantry, fridge, and supplies first so you don’t buy duplicates or unnecessary items.
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Estimate your total before you shop to stay within your limit
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Shop with a purpose—go in with a plan and stick to it
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Plan and prep meals to reduce last-minute spending decisions
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Separate “needs” and “wants” before you make a purchase list
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Challenge Action Items
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Use your Stack Your Cash Tracker to set aside your planned savings amount.
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Complete the optional bonus activities to boost your progress and earn an additional 2 Wellbeing Tickets.
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Bonus Activity #1: Read the Simple Ways to Save Money Daily article from Voya
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Bonus Activity #2: Plan your purchases for the week with the Weekly Expense Planner and stick to your list or budget.
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Submit the Week 2 Challenge Submission Form by Wednesday, May 27 to earn Wellbeing Tickets
WEEK 3: MAY 25 - 31
FIND EXTRA SAVINGS
MONEY MOVE OF THE WEEK: The average person spends an average of $200 a month on unused subscriptions and small forgotten charges - money that could be redirected into savings. Building stronger savings habits isn’t just about setting money aside—it’s also about spotting opportunities to keep more of what you already have. This week is about looking a little closer at your everyday habits and finding simple ways to unlock extra savings you might be overlooking.
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Review subscriptions and cancel anything you no longer use or need
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Look for simple ways to reduce energy use at home
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Skip one takeout meal and put that amount toward your savings
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Use what you already have at home before buying something new
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Swap one paid habit for a free alternative (e.g. coffee out → homemade)
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Challenge Action Items
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Use your Stack Your Cash Tracker to set aside your planned savings amount.
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Complete the optional bonus activities to boost your progress and earn an additional 2 Wellbeing Tickets.
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Bonus Activity #1: Read the 54 Ways to Save Money for ideas to get started!
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Bonus Activity #2: Identify at least one way to find extra savings and add it to your stack.
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Submit the Week 3 Challenge Submission Form by Wednesday, June 3 to earn Wellbeing Tickets​
WEEK 4: JUNE 1 - 7
SPEND SMARTER TO SAVE MORE
MONEY MOVE OF THE WEEK: Impulse purchases can cost up to 40% of monthly spending for some individuals.
​Small, intentional decisions can help you avoid unnecessary purchases and keep more of your money working toward your savings. Spending smarter isn’t about cutting everything out—it’s about being more mindful, pausing before you buy, and making choices that align with what matters most to you.
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Turn smart spending into savings:
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Before every purchase, ask yourself: “Do I really need this?”
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Use the 24-hour rule for non-essential purchases—wait before deciding to buy
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Set a simple limit for discretionary spending to stay on track
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Avoid impulse triggers like browsing or shopping out of habit
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Challenge Action Items
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Use your Stack Your Cash Tracker to set aside your planned savings amount.
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Complete the optional bonus activities to boost your progress and earn an additional 2 Wellbeing Tickets.
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Bonus Activity #1: Watch the Savings Strategies video from Voya
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Bonus Activity #2: Try a no-impulse purchase day.
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Submit your Week 4 Challenge Submission Form by Wednesday, June 10 to earn Wellbeing Tickets
WEEK 5: JUNE 8 - 14
SPEND SMARTER TO SAVE MORE
MONEY MOVE OF THE WEEK: Research shows that people who automate their savings save 2-3x more than those who manually transfer their money.​ Ready to make saving easier? When money is set aside on a regular basis—without needing to think about it each time—it becomes a simple way to build progress over time. You stay in control by choosing what to save and when, and the rest happens in the background.
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Turn smart spending into savings:
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Set yourself up for success: Set up an automatic transfer so a set amount moves into savings on a regular schedule.
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Round-up your spending: Use bank or app features that round purchases to the nearest dollar and save the difference.
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Separate your savings account: Keep savings in a different account to reduce the temptation to dip into it.
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“Pay yourself first” mindset: Treat savings like a non-negotiable bill you always pay first.
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Put unexpected money (like cash-back, rebates, or refunds) straight into savings instead of spending it.
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Challenge Action Items
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Use your Stack Your Cash Tracker to set aside your planned savings amount.
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Complete the optional bonus activities to boost your progress and earn an additional Wellbeing Ticket.
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Bonus Activity #1: Read the article Saving Automatically article.
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Submit your Week 5 Challenge Submission Form by Wednesday, June 17 to earn Wellbeing Tickets
WEEK 6: JUNE 15-21
SPEND SMARTER TO SAVE MORE
MONEY MOVE OF THE WEEK: People who regularly save are 2x more likely to keep building their savings over time compared to those save occasionally.​ You’ve reached the final step of the Stack Your Cash Challenge—and this is an opportunity to recognize everything you’ve achieved, including the money you’ve saved throughout the journey. This milestone is not the end of your savings journey, but a point to reflect on what you’ve accomplished and carry that progress forward with confidence.​​
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Identify the decisions that helped you avoid unnecessary spending and redirect money toward savings
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Highlight one key behavior that made the biggest difference and commit to continuing it moving forward
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Build on your wins—focus on what’s working well and use it as your foundation going forward
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Set one simple, realistic money goal for the next few weeks based on what worked best for you
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Challenge Action Items
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Use your Stack Your Cash Tracker to record your final savings for the challenge and take a moment to review your progress from start to finish.
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Complete the optional bonus activities to boost your progress and earn an additional 3 Wellbeing Tickets.
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Bonus Activity #1: Read the Saving as a Way of Life article from TELUS Health
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Bonus Activity #2: Watch the Dream BIG, Plan with Purpose webinar from America Saves
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Bonus Activity #3: Set one simple savings goal for the next few weeks to continue building your progress beyond the challenge. Check out the Financial Goal Worksheet from America Saves!
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Submit your Week 6 Challenge Submission Form by Wednesday, June 22 to earn Wellbeing Tickets
AVAILABLE TO ALL EMPLOYEES
INCENTIVES & REWARDS
Earn incentives and rewards for participating in the quarterly Rise to the Challenge activities.
See what's new for 2024!
WELLBEING TICKETS
Earn Wellbeing Tickets for participating in the weekly activities:
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Earn 1 Wellbeing Ticket for each weekly activity completed
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Earn 10 Wellbeing Tickets for completing entire challenge.
GIFT CARDS: WELLBEING MARKETPLACE
10 Winners will be randomly selected to win a Gift Card to the Wellbeing Marketplace:
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5 Winners: $500 Gift Card
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5 Winners: $250 Gift Card
AVAILABLE TO US EMPLOYEES ONLY
INCENTIVES & REWARDS
US employees can earn Serco Incentive Dollars for self-reporting challenge participation.
SERCO INCENTIVE DOLLARS
US employees can earn Serco Incentive Dollars for self-reporting challenge participation. View the Serco Benefits Guide for more information. ​
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Enrolled in Cigna Medical: $50 per challenge
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Not enrolled in Cigna Medical: $25 Gift Card
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REPORT PARTICIPATION: ​
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Log into MyCigna.com to self report challenge participation.
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Use the following path to self-report your activities:
Wellness > Wellness & Incentives > View All Incentives > Self-Reported